Apprentice Trainee Financial Planner

SAPPHIRE FINANCIAL PLANNING LTD

FAREHAM (PO16 7UQ)

Closes in 16 days (Saturday 16 May 2026 at 11:59pm)

Posted on 29 April 2026

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Summary

Sapphire Financial Planning, a Senior Partner Practice of
SJPP.

You will earn a competitive salary from day one, sit your
professional RO examinations, gain real client experience
alongside the Director, and attend the SJP Academy —
with a guaranteed self-employed Associate Partner role
on completion.

Wage

£29,000 a year

Check minimum wage rates (opens in new tab)

Training course
Paraplanner and financial planner (level 4)
Hours
Example hours – You would be expected to work normal office hours but may have some evenings dependent on the clients' needs. 08:30 until 17:00 with some hours outside of this.

40 hours a week

Start date

Wednesday 20 May 2026

Duration

2 years

Positions available

1

Work

Most of your apprenticeship is spent working. You’ll learn on the job by getting hands-on experience.

What you'll do at work

This is a work-based apprenticeship, so you’ll work from the Sapphire Financial Planning office located in Whiteley, Fareham.

This is a fantastic opportunity to study a fully-funded Financial

Adviser Apprenticeship in partnership with Skillcert.

You will gain hands-on experience whilst studying for your level 4 apprenticeship, and you will also gain new skills and work alongside experienced staff.

What you will do at work:

  • Work side-by-side with the Director, supporting the existing client bank.
  • Study for and sit the regulatory RO examinations – so from R01–R06 as directed by Skill Cert.
  • Engage fully with Skill Cert training, assessments and reviews.
  • Attend client meetings, seminars and marketing events.
  • Learn and apply the SJP advice model, systems and compliance framework.
  • Attend the SJP Academy training programme (Months 12–18).
  • Maintain accurate records in line with FCA regulatory requirements.

Where you'll work

29 KILN ROAD
FAREHAM
PO16 7UQ

Training

Apprenticeships include time away from working for specialist training. You’ll study to gain professional knowledge and skills.

Training provider

SKILLCERT LIMITED

Training course

Paraplanner and financial planner (level 4)

Understanding apprenticeship levels (opens in new tab)

What you'll learn

Course contents
  • Use software packages and digital tools to deliver financial advice or paraplanning services in line with cyber and data security requirements, using data securely and safely.
  • Provide services to clients in line with the business proposition, adhering to Consumer Duty and Treating Customers Fairly (TCF) principles.
  • Prepare financial recommendations in accordance with risk, regulatory, and governance requirements.
  • Comply with service and quality assurance standards for the business, for example complaints procedures and productivity.
  • Communicate with clients and colleagues using methods appropriate for the intended audience, including verbal, written, digital, and virtual.
  • Interpret and communicate financial and business information in a way that facilitates understanding for the intended audience, for example finance and non-finance stakeholders.
  • Build and maintain collaborative, professional relationships with internal and external stakeholders to deliver advisory tasks and achieve successful customer outcomes.
  • Plan and prioritise work to support positive outcomes for both the customer and the firm.
  • Provide individual advice relevant to clients in line with regulatory requirements.
  • Use feedback to reflect on own practice and identify opportunities for continuous professional development (CPD).
  • Paraplanner – Analyse clients’ current circumstances and research appropriate solutions to meet their needs, objectives, and attitudes to risk.
  • Paraplanner – Provide financial planning support to colleagues using appropriate market knowledge and available software and research tools.
  • Paraplanner – Conduct technical product and fund analysis.
  • Paraplanner – Create personalised client-facing financial planning reports that are tailored appropriately to the audience and in line with regulatory and firm standards.
  • Paraplanner – Securely maintain client files with evidence of any research and analysis undertaken.
  • Financial Planner – Conduct KYC activities to fact-find relevant information and establish clients’ financial needs and objectives, including identifying when and where clients may be experiencing vulnerabilities.
  • Financial Planner – Establish overall risk profiles for clients through an understanding of the clients’ financial knowledge and experience, attitude to investment risk, capacity for loss, and understanding of their vulnerabilities.
  • Financial Planner – Identify, prioritise, and address clients’ needs in line with regulatory requirements.
  • Financial Planner – Deliver advice solutions that support clients in achieving their financial objectives.
  • Financial Planner – Collaborate with customers to create new opportunities for business growth, for example through referrals and networking.
  • Financial Planner – Establish clients’ views on responsible and sustainable investing and the impact this may have on available solutions and outcomes.
  • Use software packages and digital tools to deliver financial advice or paraplanning services in line with cyber and data security requirements, using data securely and safely.
  • Provide services to clients in line with the business proposition, adhering to Consumer Duty and Treating Customers Fairly (TCF) principles.
  • Prepare financial recommendations in accordance with risk, regulatory, and governance requirements.
  • Comply with service and quality assurance standards for the business, for example complaints procedures and productivity.
  • Communicate with clients and colleagues using methods appropriate for the intended audience, including verbal, written, digital, and virtual.
  • Interpret and communicate financial and business information in a way that facilitates understanding for the intended audience, for example finance and non-finance stakeholders.
  • Build and maintain collaborative, professional relationships with internal and external stakeholders to deliver advisory tasks and achieve successful customer outcomes.
  • Plan and prioritise work to support positive outcomes for both the customer and the firm.
  • Provide individual advice relevant to clients in line with regulatory requirements.
  • Use feedback to reflect on own practice and identify opportunities for continuous professional development (CPD).

Training schedule

This training schedule has not been finalised. Check with this employer if you’ll need to travel to a college or training location for this apprenticeship.

Requirements

Essential qualifications

GCSE in:

  • English (grade 4-9)
  • Maths (grade 4-9)

Desirable qualifications

GCSE in:

ICT (grade 4-9)

Degree in:

Any Area (grade 1st or 2nd.)

Share if you have other relevant qualifications and industry experience. The apprenticeship can be adjusted to reflect what you already know.

Skills

  • Communication skills
  • IT skills
  • Attention to detail
  • Organisation skills
  • Customer care skills
  • Problem solving skills
  • Presentation skills
  • Administrative skills
  • Number skills
  • Analytical skills
  • Logical
  • Team working
  • Creative
  • Initiative
  • Non judgemental
  • Patience
  • Physical fitness

Other requirements

You must of lived in England for the last 3 years, not to be on any other funded training course/uni course and to have the right to live and work in the UK.

About this employer

At Sapphire Financial Planning we can put together a plan for you, making your financial future, easier, less complicated and all backed by Our Commitment To You & Ongoing Advice.

Our advisors take the time to understand your unique needs, crafting personalised strategies that evolve with you. Experience the assurance of a dedicated team that not only listens but responds promptly, ensuring your financial goals are met with agility and precision.

Experience the Power of Knowledge: Our seasoned financial advisors bring a wealth of expertise to guide you through the intricacies of finance.

With a commitment to staying ahead of industry trends, we provide strategic insights that empower your financial decisions. Trust us to navigate the complexities, offering transparent and trustworthy guidance tailored to your unique goals.

Your Financial Journey, Your Way: At Sapphire Financial Planning, we recognise the individuality of your financial aspirations.

https://sapphirefp.co.uk/ (opens in new tab)

After this apprenticeship

For the right candidate this is a fantastic opportunity to become a fully qualified Financial Planner.

This is a career path. For the right candidate, you may also want to further develop your career and study the chartered Level 6 Finance Professional.

Ask a question

The contact for this apprenticeship is:

SKILLCERT LIMITED

Adam Black

Adam.Black@skillcert.co.uk

The reference code for this apprenticeship is VAC2000026843.

Apply now

Closes in 16 days (Saturday 16 May 2026 at 11:59pm)