Trainee Underwriter Apprenticeship

STAR Asset Finance Ltd

Birmingham (B46 1HH)

Closes in 20 days (Thursday 16 April 2026)

Posted on 26 March 2026

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Summary

To underwrite and support the Group Underwriting function in all its capacities.

• Wage:

  £16,640 a year

  Check minimum wage rates (opens in new tab)

  Essential 5 GCSE's

• Training course: Financial services administrator (level 3)
• Hours: Monday to Friday. Shifts TBC.

  35 hours a week

• Start date:

  Monday 4 May 2026

• Duration:

  1 year 6 months

• Positions available:

  1

Work

Most of your apprenticeship is spent working. You’ll learn on the job by getting hands-on experience.

What you'll do at work

• To develop skills with one-to-one training to grow to support the credit team. Once this has been achieved
• To deliver a risk-based assessment of any incoming proposals received from all Group Companies
• Make underwriting decisions by utilising several analytical tools, including but not limited, to credit searches, accounts/cash flow analysis and contextual business information.
• Dealing with a large volume of information about businesses, using this to form the assessment of risk to arrive at underwriting decisions
• To confidently justify decisions made and be able to explain your reasoning to the Sales/Support teams from across the Group Companies. Provide well-rounded feedback to enable Sales/Support teams to provide stronger evidential cases the next time
• To assist in the preparation and presentation of Credit Papers to Senior Group Underwriters, Senior Management/ STAR board
• To assist in the administration of new initiative and pilot schemes as appropriate
• To assist and take part in the testing and embedding of new systems and processes
• To assist in the completion of auditing on deals that have paid out and make recommendations if needed
• Processing and input of financial paperwork for own book deals
• Work with other team members to ensure efficient workflow
• Using a variety of software packages (Excel, Word and internal CRM systems)
• Assist with any other duties as reasonably requested by Group Underwriting Manager to support across the business

Where you'll work

Kennet House Temple Way
Birmingham
B46 1HH

Training

Apprenticeships include time away from working for specialist training. You’ll study to gain professional knowledge and skills.

Training provider

METAGEDU APPRENTICESHIPS LTD

Training course

Financial services administrator (level 3)

Understanding apprenticeship levels (opens in new tab)

What you'll learn

Course contents

• Apply professional standards and best practice to support positive outcomes for stakeholders, in accordance with legal, regulatory, and ethical rules and principles.
• Deliver customer service to internal and or external stakeholders that meets their requirements, considering service level agreements, and ethical and financial regulations, such as Treating Customers Fairly (TCF) principles, Know Your Customer (KYC), and identifying and supporting vulnerable customers.
• Collaborate with and support financial services teams with planned and ad-hoc tasks or projects.
• Identify potential risks and align tasks with company guidelines to effectively mitigate risks, escalating where appropriate.
• Escalate issues where appropriate in line with organisational policies, procedures, and legal and regulatory requirements.
• Use digital systems and processes to meet business and customer needs, considering financial services regulatory and governance requirements.
• Handle data safely and securely and share information in compliance with data protection legislation and organisational policy.
• Develop and maintain collaborative and positive relationships with key stakeholders, ensuring a clear understanding of their individual expectations and needs.
• Select and use appropriate communication methods for the audience and circumstances, and convey technical and non-technical information to stakeholders, adapting as needed and in compliance with relevant policies, guidelines, and legislation.
• Use available tools and technique to research, collate, analyse, and present data relevant to their role and audience.
• Plan, organise and prioritise own tasks, managing time and resources effectively.
• Identify opportunities for continuous improvement and recommend solutions to improve processes.
• Apply current and developing sustainable principles and techniques relative to role.
• Participate in training and development activities related to their role, and stay up to date with relevant legal, regulatory, and other changes affecting the industry.
• Work in line with organisational equity, diversity, and inclusion policies.
• Apply professional standards and best practice to support positive outcomes for stakeholders, in accordance with legal, regulatory, and ethical rules and principles.
• Deliver customer service to internal and or external stakeholders that meets their requirements, considering service level agreements, and ethical and financial regulations, such as Treating Customers Fairly (TCF) principles, Know Your Customer (KYC), and identifying and supporting vulnerable customers.
• Collaborate with and support financial services teams with planned and ad-hoc tasks or projects.
• Identify potential risks and align tasks with company guidelines to effectively mitigate risks, escalating where appropriate.
• Escalate issues where appropriate in line with organisational policies, procedures, and legal and regulatory requirements.
• Use digital systems and processes to meet business and customer needs, considering financial services regulatory and governance requirements.
• Handle data safely and securely and share information in compliance with data protection legislation and organisational policy.
• Develop and maintain collaborative and positive relationships with key stakeholders, ensuring a clear understanding of their individual expectations and needs.
• Select and use appropriate communication methods for the audience and circumstances, and convey technical and non-technical information to stakeholders, adapting as needed and in compliance with relevant policies, guidelines, and legislation.
• Use available tools and technique to research, collate, analyse, and present data relevant to their role and audience.
• Plan, organise and prioritise own tasks, managing time and resources effectively.
• Identify opportunities for continuous improvement and recommend solutions to improve processes.
• Apply current and developing sustainable principles and techniques relative to role.
• Participate in training and development activities related to their role, and stay up to date with relevant legal, regulatory, and other changes affecting the industry.
• Work in line with organisational equity, diversity, and inclusion policies.

Training schedule

• Keep up to date with compliance regulation updates including any changes within your role
• Attend and/or complete any mandatory training courses stipulated by the Company
• Lead by example and embed the conduct rules in every aspect of your work
• Identify and approve relevant training opportunities
• Financial Administrator Level 3

Requirements

Essential qualifications

GCSE or equivalent in:

• maths (grade 5)
• English (grade 5)

Share if you have other relevant qualifications and industry experience. The apprenticeship can be adjusted to reflect what you already know.

Skills

• Attention to detail
• Organisation skills
• Problem solving skills
• Administrative skills
• Number skills
• Analytical skills
• Logical
• Initiative
• Non judgemental

Other requirements

Starting salary £16640. 

About this employer

STAR Asset Finance is a financial services Group currently made up of four established asset finance companies across the UK. Under the stewardship of our CEO, STAR have exciting plans for rapid expansion, which will see an increase of market share in existing regions, and significant growth in the vendor sales and finance space.

Disability Confident

A fair proportion of interviews for this apprenticeship will be offered to applicants with a disability or long-term health condition. This includes non-visible disabilities and conditions.

You can choose to be considered for an interview under the Disability Confident scheme. You’ll need to meet the essential requirements to be considered for an interview.

After this apprenticeship

Financial Administrator Level 3. 

Ask a question

The contact for this apprenticeship is:

METAGEDU APPRENTICESHIPS LTD

The reference code for this apprenticeship is VAC2000023029.

Apply now

Closes in 20 days (Thursday 16 April 2026)

After signing in, you’ll apply for this apprenticeship on the company's website.